Interest recalculation
An independent reconstruction of interest on loans, overdrafts, mortgages and financing agreements. We test the rates, balances and calculation periods against the agreed terms.
Request a confidential reviewLook deeper. Know where you stand.
Specialist reviews for individuals, growing businesses and complex financial portfolios.
Bank charge verification
A detailed review of fees, commissions and transaction charges against the schedules and agreements that apply to your account.
Request a confidential reviewHistorical account audits
A structured review of earlier account periods to trace discrepancies and understand their cumulative effect.
Request a confidential reviewForeign exchange reviews
Verification of the conversion rates, spreads and commissions applied to foreign currency transactions and accounts.
Request a confidential reviewPortfolio reviews
A consolidated view of multiple banking relationships, accounts and facilities, with clearly prioritised findings.
Request a confidential reviewInstitutional reviews
Independent scrutiny of calculation methods and fee application for banks, lenders and financial institutions.
Request a confidential reviewFour-Stage Scrutiny Pipeline
Every case moves systematically through initial intake, detailed ledger audit, statutory interest recalculation, and sovereign restitution recovery.
For the accounts that matter to you.
Businesses & institutions
Farmers & producers
Individuals & families
The same attention to detail, whatever the size of your account.
Confidential. Independent. Thorough.
A few questions, answered.
Discover IRB
Who can request a review?
Businesses, farmers, institutions and individuals can enquire. We will assess whether the proposed accounts and scope are suitable.
How are fees agreed?
Our recovery work uses a contingency-based model. The applicable fee, scope and conditions are agreed in writing before an engagement begins.
Do I need to send my statements now?
No. Your first enquiry only needs a brief description. We will agree an appropriate channel for sensitive records if the engagement proceeds.
How long does a review take?
Timing depends on the scope, availability of records and complexity of the calculations. Your contact will discuss a realistic timetable after the initial assessment.
Let’s take a closer look.
A confidential conversation is the first step towards understanding your accounts.